Auto Insurance

Car Safety Discounts
·         Passive restraints.
·         Anti-theft devices, including active or passive anti-theft auto devices.
·         Anti-lock brakes on all four wheels.

Insurance Discounts

·         Multi-Car Discount – Offered by many insurance companies if you insure two or more cars on one policy.
·         Multi-Policy Discount – Offered by many insurance companies if you have a qualifying life insurance policy or home policy in addition to your auto insurance.

Claims-free drivers may qualify for:

·        Safe Driver Discounts – Usually new Policyholders who are claims- and violation-free for the past three to five years (varies by company).

Young drivers may qualify for:

·         Driver Training Discount – Young drivers under age 21 who have completed an accredited driver-training course may be eligible to receive this discount.
·        Good Grades Discount

Drivers age 55 and over may qualify for:

·        Age 55 and Over Discount

If you don't drive your car often, you could save with:

·         Reduced Usage – If your car is unused for at least 90 consecutive days during the policy period, you may qualify. This discount cannot be added retroactively.
·         College Student Discount – Unmarried, full-time college students who spend most of the college term away from home, without the use of a car, are eligible to receive this discount.